Review of YouTrip - the only card you need for your travels

YouTrip is a mobile wallet that allows travellers to exchange currencies on the go without any currency conversion or transaction fees.

There are ten default YouTrip currencies that you can exchange on the mobile app – SGD, HKD, JPY, AUD, NZD, EUR, GBP, CHF, USD and SEK.

So since I was going on a trip to Melbourne, Australia, I thought it would be a perfect chance for me to try out YouTrip for myself.

As a smart traveller and I don’t mean technology wise, it’s always good to keep some cash with you.

So I exchanged a total of SGD400 i.e. SGD200 in cash and SGD200 on the YouTrip app.

The rate that I got for my cash at Travelex was SGD1 to AUD1.012. For YouTrip, it was SGD1 to AUD1.017. The difference was AUD1.12 for the SGD400 that I exchanged.

Currency Exchange - YouTrip

Currency Exchange – YouTrip

Aside from offering a better rate, the YouTrip app also made exchanging currency fast and convenient because I could see the live exchange rate without heading down to a money changer, and make the transaction on the spot.

That brings me to the next point – How do you exchange the currency on the YouTrip app?

Once your account is set up with YouTrip and when you have received the YouTrip Mastercard issued by EZ-Link, exchanging currency is a breeze.

What you need to do first is to top up SGD into the YouTrip Mobile Wallet using your credit card.

Then, select the currency that you wish to exchange, and it will display its current rate. When you are ready to make the transaction, indicate how much you want to swap, slide the bar and you are all set to go.

Here’s a quick video on how it’ll look like.

Since Mastercard has more than 30 million merchants worldwide and Melbourne is a well-connected city, I did not have any issue at all using the YouTrip card for contactless payment. Even when I was hanging out along the Great Ocean Road, the cafe there also accepted my payment with no question asked.

I basically went around paying for stuff without using the cash that I exchanged. I had to force myself to spend it on souvenirs even though I could have done that with my YouTrip Mastercard.

Another benefit of using YouTrip to pay for your expenses is that it keeps a record of your spending and the places you patronised. This makes it easier for you to keep track of what you spent on and whether you need to restrict yourself before you overspend.

Transaction History - YouTrip

Transaction History – YouTrip


With its competitive currency exchange rates, YouTrip is set to disrupt the way we exchange currencies for our travels.

It’s easy to use, it’s convenient, and it has also made it safer for me to travel around because I do not have to whip out my cash each time I pay for something, which could draw unnecessary attention.

I recommend you to try out YouTrip, if you haven’t, to appreciate the benefits it brings.

If you don’t mind, use my YouTrip promo or referral code when you sign up for YouTrip.

Note: Though YouTrip is issued via EZ-Link, you cannot use it for your public transportation in Singapore.

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