Sumsub has launched “Risk Scoring”, a real-time engine designed to help compliance teams automate anti-money laundering (AML) decisions and continuously assess customer risk from onboarding through ongoing monitoring. The company says the Sumsub Risk Scoring tool updates scores as behaviours change, reducing manual reviews and improving response to emerging threats.

The Singapore-dated announcement on Oct 28, 2025 positions the feature as a dynamic, multi-factor matrix that aggregates signals – such as geography, transaction type, device, payment method and user behaviour – into a single risk score. Each factor is recalculated as user activity evolves, allowing controls to remain aligned with regulatory expectations, according to Sumsub.

“Fragmentation and manual processes have become a critical bottleneck for compliance and risk teams,” said Andrew Novoselsky, Sumsub’s Chief Product Officer. He added that Risk Scoring is a fully automated, real-time solution intended to let businesses build custom models and adapt quickly to new threats.

Adaptive scoring, automation and no-code setup

Sumsub Risk Scoring introduces adaptive scoring to reflect new data and behaviours, automation to prioritise higher-risk cases, and a no-code configuration so compliance teams can design models without developer support. The company says the feature delivers “full lifecycle protection”, extending consistent oversight beyond initial checks to ongoing transaction monitoring – key for sectors such as financial services, crypto, trading and iGaming.

Weighted scoring consolidates multiple risk signals into a single output, with transaction tags used to classify risks as low, medium or high for faster triage. Sumsub frames this as a way to redirect effort from manual screening to investigations and decision-making.

Market context and regulatory backdrop

Citing its internal data, Sumsub reports that 76% of fraud occurs after onboarding – during logins, transactions and profile updates – and says the average loss per incident in 2024 was US$300,000. The company argues this underscores the need for continuous risk monitoring rather than one-off identity checks. It also references the Financial Action Task Force’s 2025 guidance and the EU’s new Anti-Money Laundering Authority (AMLA) as markers of a global shift to risk-based AML approaches. (These statistics and references are provided by Sumsub.)

Sumsub is promoting Risk Scoring as part of its full-cycle verification platform and directs customers to learn more on its website. Pricing and general availability details were not disclosed in the announcement.